Understand how Fitch determines Insurer Financial Strength (IFS) ratings for insurance and reinsurance companies, including the key rating drivers.

Donald Trump’s re-election as US president, supported by Republican majorities in both houses of Congress, will have ramifications for many sovereigns, but the effect will depend on the policies pursued by Trump and those in response to them.

This video provides an overview of Fitch’s rating process for insurers and reinsurers, including our definitions of Insurer Financial Strength (IFS) ratings, Issuer Default Ratings (IDRs) and Debt/Hybrid Security Ratings.

Republican victories in the U.S. elections indicate that the Federal debt ceiling will likely be resolved without significant contention and that the tax cuts passed in 2017 will likely be extended when they come up for renewal next year.

Erich Arispe, Head of Emerging Europe (EE) Sovereigns, and Malgorzata Krzywicka, Associate Director EE Sovereigns, discuss Central and Eastern Europe’s current state of public finances and the region’s fiscal consolidation prospects and challenges.

We expect non-bank credit intermediation to continue to expand in emerging APAC, improving credit availability and diffusing system-wide risk, and prompting tighter regulation to reduce liquidity and asset quality risks.

Join Susanne Matern, Head of EMEA SF, and Matthias Neugebauer, Managing Director, Structured Credit, as they discuss the EMEA CLO market, including inflation impacts, rating trends, and product innovations.

Join Susanne Matern, Head of EMEA SF, and Euan Gatfield, Managing Director of EMEA CMBS Analytics, as they discuss trends and forecasts in Europe's commercial property market. Gain valuable insights and stay informed with their expert analysis.

Christopher Wolfe, Managing Director for North America Banks, and Justin Patrie, Head of Fitch Wire, look back at US banks’ performance and rating trends in 2024 and discuss expectations for 2025, including potential post-election policy changes.