Maria Paula Moreno, Head of Structured Finance Americas, and Kevin Kendra, Head of North American RMBS, discuss 2025 RMBS issuance, home price trends, rating transitions, and Fitch’s updated criteria and outlook.

Paul Gamble, Head of Middle East and Africa (MEA) Sovereigns, and Cedric Berry, Director, MEA Sovereigns, discuss GCC efforts to diversify their economies beyond oil, and the varied pace of progress across the region.

Maria Paula Moreno, Head of Structured Finance Americas, and Ian Rasmussen, Head of North American ABS, discuss 2025 ABS issuance, market drivers, performance trends, rating transitions, innovations, and the sector outlook.

Susanne Matern, Head of EMEA SF, and Eberhard Hackel, Head of EMEA ABS, discuss EMEA ABS market trends, macroeconomics, auto loans, used car prices, EVs, SME ABS outlook, and UK auto ABS commission updates.

Digital Publishers and advertising intermediaries face increasing disruption from advanced AI and large language models that are changing online users’ behaviors, with sustained traffic declines reducing advertising monetization opportunities.

Chris Clague, an Associate Fellow at the IISS and an independent advisor on trade and supply chains, discusses recent trends in China-ASEAN trade and investment flows, and how they may be affected by US President Trump’s tariff policies.

中国监管部门加强了对中资银行无抵押零售贷款的支持，但银行业息差或继续承压。

China Perspectives, a podcast on the latest economic and credit market developments in China, featuring experts from both within and outside of Fitch Ratings. Subscribe to China Perspectives, wherever you get your podcasts.

The 2025 BUILD Report highlights the collective efforts of our people to foster a dynamic culture, support our communities, and advance environmental responsibility.

Policymakers in China have stepped up support for unsecured retail lending, but NIM pressure may persist.