中国监管部门加强了对中资银行无抵押零售贷款的支持，但银行业息差或继续承压。

China Perspectives, a podcast on the latest economic and credit market developments in China, featuring experts from both within and outside of Fitch Ratings. Subscribe to China Perspectives, wherever you get your podcasts.

The 2025 BUILD Report highlights the collective efforts of our people to foster a dynamic culture, support our communities, and advance environmental responsibility.

Policymakers in China have stepped up support for unsecured retail lending, but NIM pressure may persist.

In this video, our senior analyst explores Fitch-rated global sukuk landscape — covering credit profiles, maturity trends, regional/sector mix and key insights. Here is Amjad Alkabra.

Fitch Ratings believes India-based corporates generally have low direct exposure to US tariffs, but sectors that are currently unaffected, including pharmaceuticals, could be hit by further US tariff announcements.

Indonesia’s target to reduce the budget deficit in 2026 signals commitment to fiscal discipline, but Fitch Ratings sees slippage risks due to optimistic growth and revenue assumptions.

Justin Patrie and Duncan Innes-Ker discuss how emerging market credits are faring this year amid slower global growth, geopolitical risks, and shifting U.S. policy - highlighting ratings resilience and modest positive momentum.

惠誉评级认为我国水泥行业正加速整合，以应对产能过剩和市场疲软的双重压力。政府通过严格的产能置换和节能减排政策/ 引导企业淘汰低效产能，并推动并购重组。由于煤价下跌助力盈利改善，多家上市企业业绩指引表明2025年上半年全行业有望扭亏为盈。领先企业已开始调整战略，提升竞争实力。总体来看，行业整合改善市场环境与盈利水平，但房地产收缩等因素仍使未来发展不确定，机遇与挑战并存。

U.S. public and private colleges and universities are showing signs of financial strain, with rising discount rates outpacing net tuition and fee gains, amidst an uncertain state and federal funding trajectory.